Well i had a dumb ass mistake the other day, hit a support pole for the covered parking in my area and did about 3200 in damage. in a way i hope they total it out cause i found a nice 04 Cavy LS Sport for 5000.
ud be surprised what gets bent and ruined from a hit like that. i hit a tree with my 05 cav and it initially looked far less severe than that, wound up messing up all kinds of @!#$ that i never would have though. i think it cost about $3200 to repair mine too.