Is there something that commonly goes on these cars to cause a whirring, like maybe timing belt tensioner?  Or are they just kind of noisy cars?  I got this car as a package deal with my wife and it's always been kind of noisy in that way.  But I'm wondering if I need to bust stuff open and replace the timing belt/chain and tensioner since it has 75k miles on it even if that is not the noise.
'04 Cavalier 5speed Coupe        80k
'02 Z28 6speed convertible      149k       
'03 Suburban LT                 105k
'01 Subaru Legacy 5speed wagon  146k